Learn the Differences Between a DO and an MD

Learn the Differences Between a DO and an MD

Ever wonder the difference between a doctor that has DO or an MD after their name when selecting a provider? Read below to learn the differences.  Primary care physicians can be medical doctors (MDs) or doctors of osteopathy (DOs). While physicians with either DO or MD training can provide...

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Why Carriers are leaving and the CA Fair Plan

California’s insurance regulator has blamed the decision of carriers that have left California or not writing new business on the effects of climate change, but insurance experts say high building costs and strict regulations that force insurers to keep rates low are the more likely culprit...

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Does Auto Insurance Cover the Damage to Personal Property in a Wreck?

Does Auto Insurance Cover the Damage to Personal Property in a Wreck?

Everyone carries personal possessions in their car and odds are you have a thing or two in your car right now that you may not necessarily need with you. That said, what happens if you are in an accident and these items are destroyed? For those looking for insurance coverage in the San Juan...

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Don’t Let These Three Myths Keep You from Getting the Insurance You Need

Don’t Let These Three Myths Keep You from Getting the Insurance You Need

You might have heard from someone how difficult it was to get life insurance or that it’s very expensive. You want enough to help your family not only make ends meet if you should pass, but also to pay off related expenses and replace the overall financial gap you’re leaving behind. But...

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Do I Need Insurance Before Buying A New Car?

In the state of California, you are required to have proof of insurance whenever you operate your vehicle. Acceptable forms of proof include a physical insurance card or a digital copy on your mobile phone. You should be able to produce proof of coverage on the spot anytime it is required by a...

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Ambulance Services Surprise Billing

Ambulance Services Surprise Billing

Here’s some helpful information on non-emergency ambulance services that I wanted to share after hearing of someone getting stuck with a bill bill. If it’s a non-emergency case, get pre-authorization, name(s) who telling you this, ideally in writing, and your share of cost...

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What These Auto Terms Mean…

What These Auto Terms Mean…

The biggest mistake I see from people is they really don’t understand what their coverages mean and what exactly is at stake by not being informed.  So here’s some info just in case. Keep in mind that if you cause an accident, and suffer a significant judgment against you, damages...

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Money Management Tips for Young Veterans Entering the Civilian World

Money Management Tips for Young Veterans Entering the Civilian World

After a period of military service, the challenges for veterans don’t end. It’s been shown that veterans face a variety of hurdles as they reenter the civilian world.

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3 Big Health Challenges You’ll Face While Aging

3 Big Health Challenges You’ll Face While Aging

Younger adults take their good health for granted, but as we get older, we can’t ignore the impact that health has on our daily lives. It’s what leads many people to slow down starting in their 60s and 70s. Within a few years, the effects of age can have a serious impact on quality of

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