Life <span>Insurance</span>

Give Peace of Mind

Life insurance gives you the peace of mind you only get knowing that you’ve protected your loved ones. In the event of your passing, life insurance provides money directly to your beneficiaries. They can use the money for whatever they want, such as:

♦Make up for your lost income

♦Fund your child’s education

♦Paying for your funeral and other related expenses

♦Eliminate Debt

Life Doesn’t Stand Still. Neither should your life insurance coverage.

Take a moment to consider how your life has changed over the last several years.

Was there a change in your marital or family situation? Did you start your own business or earn a promotion? Did your children begin-or complete-their college educations?

As your life changes, so do your insurance needs. Maybe you need more, or perhaps less. Or it’s possible that the products you selected are no longer the best option for helping achieve your goals.

A brief policy review every few years can help you ensure you and yours are protected.

If you want life insurance for a limited time aka Term — long enough to meet your anticipated responsibilities to those who depend on you, but not longer — Term Life Insurance may be right for you. Term life insurance has an expiration date, these policies are comparatively less expensive life insurance choices. There are Permanent Life insurance policies that include Whole life, Universal, and Variable life insurance policies. Each of these policies offers cash value in addition to other benefits. Each of those differ in cost and risk. We advise our customers to explore each option before choosing the policy based on their personal or business requirements.

The purchase of life insurance is certainly a critical decision for you and your family. Some factors such as marital status, future education needs, number of dependents, and your current financial situation matter the most. I can help you evaluate your assets, calculate your family income and create a custom-tailored quote for the type of life insurance plan you choose.

Whether you want a Term life insurance or Permanent life insurance, I can help you select the right one and have peace of mind.

Call 949-248-3112 for a quote today or contact us.